Does The Attic Have To Be Insulated To Pass Inspection

Insulation is rated with an r value.

Does the attic have to be insulated to pass inspection.

Do you just wade through the insulation on your inspection. Your attic may presently have a fixed ladder a pull down ladder or no ladder at all. I had an attic door located on the outside of the subject property approx. As with any other part of a home inspection attics must be accessible.

An attic inspection will show the. Or the homeowner might have a bureau placed in front of an attic door. To convert your attic to living space you cannot provide access via a ladder. For example a past renovation might seal up an attic access panel in the ceiling entirely.

The attic inspection does not have to be by an appraiser. The insulation is 12 15 deep. The only means of traversing the attic is by walking the joists. Attics can be insulated in a number of ways including blowing in insulation or laying fiberglass batts.

Any inspection information on furnaces in the attic is contained in the heating and cooling section of the report. What your attic probably does not have is a set of code compliant stairs. The information gathered in the attic usually falls into five categories insulation ventilation framing leaks and pests. The colder the climate the higher r insulation number.

Looking across your attic if the insulation is level with or below the attic floor joists you probably need to add more insulation. They do not however accept any type of property for a loan guarantee. The federal housing administration fha offers lenders guarantees for several types of mortgage loans. The higher the r number the higher the insulating factor typically is so it s worth checking.

I contacted fha and advised them i didn t feel safe going up that high and they replied that they don t expect the appraiser to do anything that impacts his her safety. Inadequate attic insulation. If you cannot see any of the floor joists because the insulation is well above them you probably have enough and adding more insulation may not be cost effective. Also identified are attic areas that were not accessible.

If they aren t inspectors are not required to gain entry by heroic means.